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Georgia Personal Injury Claims

This page aims to provide information to Georgia personal injury lawyers and victims who want to understand better the expected settlement amounts for a Georgia personal injury claim in 2023. 

Median Personal Injury Verdicts in Georgia

Georgia's LogoAccording to Jury Verdict Research, the median verdict in personal injury cases is less than a third of the national average. The median compensatory award in Georgia was $11,000. Nine percent of these verdicts were more than $1,000,000. (Note: this is the median verdict, not the average verdict. The average verdict in Georgia would be substantially higher.)

This data is 20 years old.  It looks at Georgia personal injury verdicts from 1997 through 2002. Still, if anything, medical malpractice reform in Georgia (see below) has likely lowered the number of large verdicts.

Our auto accident lawyers see many herniated disc cases in car accidents. According to the Georgia Trial Reporter, the average settlement/verdict in a lumbar (back) herniated disc case involving surgery is $115,000. The average settlement/verdict in a cervical (neck) herniated disc lawsuit requiring surgery is $125,000.

These numbers are for all of Georgia. Certainly, the average verdict in Atlanta, Fulton, and DeKalb are much higher statistically.

Of course, settlement payouts are a function of jury verdicts.  Insurance companies make settlement offers based on the expected jury payouts in a given lawsuit. 

Sample Car Accident Jury Verdicts in Georgia Georgia's Park

Below is an unrepresentative sampling of car accident jury payouts and out-of-court settlements in Georgia, mostly in the Atlanta area. Why unrepresentative? Because we have skipped over a lot of defense verdicts and small verdicts.

Our lawyers always caution anyone from overindulging in these jury payouts. Just because a case has facts similar to yours, you cannot use any single case as a predictor of your claim's value or outcome. There are just too many variables at play.

You can find more recent settlement amounts and jury payouts in all types of personal injury cases in Georgia here.

  • $2,000,000 Settlement An 83-year-old man hit a tractor-trailer. He suffered cervical fractures, lumbar sprain, ankle fractures, and larynx injuries. The man underwent neck and ankle surgeries. He died from his injuries nine months later. The man's family hired an Atlanta wrongful death lawyer who filed a lawsuit alleging that the truck driver's negligence caused injuries that contributed to his death. He claimed he illegally backed into a highway and operated his vehicle with poorly lit lights. This case settled for $2,000,000.
  • $100,000 Verdict. Plaintiff is at a complete stop in traffic when she is rear-ended by a pickup truck with modified high suspension that improperly left-turned out of a gas station. Plaintiff seeks compensation for medical expenses, property damage, pain and suffering, and permanent impairment. Liberty Mutual Fire Insurance Company, which insures the plaintiff, provides $50,000 coverage per person for bodily injury plus $1000 coverage for medical payments. The insurance company alleges, however, that the medical coverage had been exhausted by payments to the plaintiff’s healthcare providers and that the plaintiff’s injuries resulted from degenerative conditions unrelated to the accident. In addition, Liberty Mutual seeks contribution from the defendant in underinsured motorist coverage. The jury awards the plaintiff $25,000 in damages and $75,000 in punitive damages.
  • $7,200,000 Settlement. Plaintiff, a 35-year-old male, suffers disc herniations that ultimately lead to his need for walking assistance after being involved in a multi-vehicle, rear-end auto collision caused by the negligence of a Liberty Mutual-insured driver. Plaintiff also undergoes an emergency surgical procedure to release pressure from the spinal cord. Liberty Mutual repeatedly refuses the plaintiff’s settlement demands because they are more than the policy limit, but eventually caves when the plaintiff threatens to bring a bad faith suit. Plaintiff receives $4,000,000 upfront plus an additional $7,000 monthly for the remainder of his life. 
  • $10,000 Verdict. Plaintiff, insured by State Farm, is hit by an uninsured driver who fails to stop for a stop sign. She suffers physical injuries from the collision, and her car is declared a total loss. State Farm files a cross-claim against the defendant driver for contribution. The jury returns a verdict for the plaintiff. 
  • $45,000 Verdict. Plaintiff, a female in her 30s, suffers from neck and lower back pain and headaches after being hit by an intoxicated driver who fails to yield right-of-way. She reports to the emergency room a month after the incident with complaints of back pain. An MRI reveals a disc herniation in her lower back. Plaintiff files suit against the defendant driver and her uninsured motorist carrier, MIC General Insurance Corporation. MIC admits the defendant’s negligence but argues that the plaintiff exaggerates her injuries. Typical insurance company garbage. Plaintiff settles with the insurance company for $3,000. The jury awards $30,000 in punitive damages as part of the verdict.
  • Georgia's Building$37,000 Settlement. The plaintiffs, two females in their mid-30s, are injured in a rear-end auto collision and seek uninsured motorist benefits. Defendant flees the scene but is later apprehended. Plaintiffs assert soft tissue neck and back injuries. Because the defendant is uninsured, plaintiffs pursue a claim against Travelers Insurance Company, which settles for $19,000 with the driver and $18,000 with the passenger. 
  • $225,000 Verdict. Plaintiff’s vehicle, insured by State Farm Mutual Automobile Insurance Company, is struck and sent into a median wall after the defendants lose control of their van and move into the plaintiff’s lane of traffic. Plaintiff seeks damages for personal injuries, medical expenses, pain and suffering, and loss of wages and earning capacity. Plaintiff’s wife also seeks damages for loss of consortium. State Farm could not admit nor deny whether the defendants were uninsured or underinsured motorists. The insurance company files a cross-claim seeking contribution from the defendants if it is required to pay the plaintiff pursuant to uninsured motorist coverage. The jury awards the plaintiff $200,000 and the plaintiff’s wife $25,000. 
  • $104,748.78 Verdict. Defendant loses control of his car, runs off the road, and crashes into a tree. Plaintiff, the mother of the passenger, files suit seeking damages for her son’s physical and mental pain, permanent disability, and medical disability. State Farm Fire and Casualty Company is the plaintiff’s uninsured motorist carrier. State Farm refuses to pay the plaintiff, and the plaintiff hires a Georgia personal injury lawyer who sues for bad faith. State Farm responds by claiming a lack of knowledge regarding the defendant’s negligence and files a cross-claim for contribution against the defendant. The jury awards the plaintiff’s son $75,000 as general damages for past and future pain and suffering and $29,748.78 to the plaintiff for medical expenses.
  • $25,000 Settlement. Plaintiff, insured by State Farm, is hit in a broadside collision when the defendant driver fails to obey a stop light at an intersection. Plaintiff and her minor child passenger sustain arm, head, chest, neck, and back injuries. Plaintiff seeks payment from the defendant’s insurer, American Insurance Company, but AIC fails to pay medical bills, lost wages, rental car expenses, and other damages. The plaintiff brings a negligence suit and later accepts the defendant’s $25,000 settlement offer. 
Overview of Law Governing Atlanta Car Accidents

Comparative Negligence

Georgia's Street View By statute, Georgia follows the theory of comparative negligence, which means that the plaintiff's fault proportionally reduces their recovery. Plaintiff's own fault bars any recovery if their relative fault exceeds 50%.

Statute of Limitations

The Georgia statute of limitations for most personal injury auto accident-related claims is two years. (One notable exception: claims against the state of Georgia or local municipalities can be one year or shorter.) This rule applies to medical malpractice claims and product liability claims in Georgia. While there is a discovery rule in Georgia, there is a five-year statute of repose in medical malpractice cases. The statute of repose is harsh: it can bar a claim before the claim even accrues because it is before the injury occurs.

Wrongful Death Lawsuits and Damages

In Georgia, wrongful death claims are permitted under a Georgia statute, Wrongful Death Act, O.C.G.A. § 51-4-1 et seq, allowing such claims.  This law identifies the parties entitled to bring a Georgia wrongful death lawsuit and prioritizes the order of the plaintiffs. The surviving spouse has the strongest standing to bring a wrongful death action. In fact, if there is a surviving spouse, the decedent's children do not have standing to bring a wrongful death action. 

The damages recoverable in a Georgia wrongful death action include the victim's expected earnings, or the value of the victim's services, from the date of the victim's death due to negligence to the statistically projected date of natural death (using life tables), plus an intangible element representing the full value of the life to the victim.

Caps on Personal Injury Damages

Like many states during the "medical malpractice crisis" fifteen years ago, the Georgia legislature imposed a cap on noneconomic damages in medical malpractice lawsuits of $350,000. 

A trial judge in Fulton County, Georgia, has struck down Georgia’s cap in medical malpractice cases because the legislature’s cap of $350,000 for noneconomic damages was unconstitutional in its affording of special protections to doctors. 

So in Georgia auto accident and product liability cases, Georgia does not have a cap on noneconomic damages.

Median Personal Injury Verdicts in Georgia Punitive Damages

Georgia law provides for punitive damages for wanton conduct: "Wanton conduct is that which is so reckless or so charged with indifference to the consequences as to be the equivalent in spirit to actual intent." 

This includes conscious indifference to consequences, which is an intentional disregard of the rights of another or knowingly or willfully disregarding such rights. 

Georgia law caps punitive damages at $250,000.00 unless the party acted with specific intent to harm. Punitive damages may only be awarded in auto accident cases or other tort claims when proven by clear and convincing evidence (as opposed to the preponderance of evidence).

In 2023, the Georgia Supreme Court will hear arguments in McKinney v. Gwinnett Operations that this cap on punitive damages is unconstitutional. 

Zone of Danger

Under Georgia's law, a plaintiff seeking damages for emotional distress must demonstrate that: (1) he/she suffered a physical impact; (2) the impact caused him/her physical injury; and (3) the injury caused their mental suffering or emotional distress.

Damages for Emotional Distress

Under Georgia's law, a plaintiff seeking damages for emotional distress must demonstrate that: (1) he/she suffered a physical impact; (2) the impact caused him/her physical injury; and (3) the injury caused their mental suffering or emotional distress.

Actual Physical Contact Uninsured Motorist Rule

Personal InjuryUnder Georgia's uninsured motorist statute, there must be physical contact between the vehicles unless an eyewitness to the pedestrian or car accident other than the claimant corroborates the evidence. Under this unusual rule, Plaintiff cannot allege a phantom vehicle caused an accident where there was no impact with the phantom vehicle unless there is an independent eye witness. The rule aims to eliminate "he said/"phantom said" uninsured motorist cases where there is no evidence beyond the victim's word.

Collateral Source Rule

Georgia has a collateral source rule that allows for introducing all damages regardless if collateral sources have made payment. (A Georgia statute that allowed for the introduction of collateral sources was found by the Georgia Supreme Court to be unconstitutional.

Elements of a Medical Malpractice Lawsuit

There are three components of a medical malpractice lawsuit in Georgia: the doctor's duty to his patient, the doctor's breach of that duty through the failure to exercise the requisite degree of skill and care, and an injury proximately caused by the physician's failure.

Expert Testimony

In cases involving causation issues that can be resolved solely by testimony from a medical expert, the testimony must be based at a minimum or reasonable probability.

Contacting an Auto Accident Lawyer

If you have suffered a serious injury in Atlanta from a car accident and want to speak to an auto accident lawyer or a personal injury lawyer about a medical malpractice or a product liability claim, call 800-553-8082 or click here for a free consultation.

Other Useful Links for Georgia Personal Injury LawsuitsProduct Liability Cases in Georgia
  • Hair relaxer lawsuit: many Georgia women have suffered from uterine cancer and fibroids, endometrial cancer and endometriosis, and breast cancer and never knew why. The reason?  The chemicals in hair relaxers
  • Camp Lejeune lawsuit: Georgia has more than its fair share of Camp Lejeune residents
  • Tylenol lawsuit: autism has been linked to Tylenol

(Note to readers: Please remember that only individuals who have you have signed a retainer agreement with our law firm are our clients or have an attorney-client relationship with our law firm or any individual personal injury lawyers. The data is information and may have changed or may be inaccurate, given the nuances of your particular case. These general rules cited above often have exceptions that could and do fill an entire book. The only way to verify whether the general information on Georgia accident law applies to your case is to contact a personal injury lawyer in Georgia (we are not based in Georgia, but we work with Georgia lawyers) and lay out all of the facts of your case.)

Client Reviews
When my sister was killed, we turned to Miller & Zois to fight for us. They stood by us every step of the way and we ended up getting more money than we asked for. C.B. (Baltimore City)
My prior lawyer was not able to get the insurance companies to offer a single penny in my case. Then my lawyer referred me to Ron and Laura. It was a long fight and they fought for me every step of the way. My case settled for $1.31 million. A.A. (Baltimore City)
I did not get an offer for my case because the insurance company said they were denying coverage. My lawyer then referred me to Miller & Zois. After Miller & Zois got involved, the offer was raised to $150,000. We thought that was not fair so Miller & Zois took my case to arbitration. Our case was well prepared and perfectly executed. The arbitrator awarded me $405,000. R.V. (Anne Arundel County)
I refer all of my serious injury cases in Maryland to Miller & Zois because they turn over every last stone to maximize the value of their case. The last case I referred to them settled for $1.2 million. John Selinger (New York personal injury lawyer)
As former insurance defense lawyers, Miller & Zois 'know the other side's playbook'. Lawyers Weekly USA